Finanças pessoais dos trabalhadores das indústrias: um estudo no município de Naviraí em Mato Grosso do Sul

Abstract

This work aims to identify how workers think about their financial education, the confidence they manage their resources, whether they have planning, budgeting or financial investments. There must be a greater interest in the topic regarding financial knowledge, as the lack of it can leave the worker in a difficult financial situation. The work started with bibliographic research collecting information from secondary sources, books and bibliographic documents, after this, a field research was carried out with data collection through questionnaire and descriptive analysis. 124 questionnaires containing 21 objective questions were collected. The data were tabulated and analyzed using an electronic spreadsheet. Of the main results, it was found that 72.58% of the participants earn a minimum wage and 70.16% did not receive financial education in childhood. It is concluded that a good financial education combined with good planning starting at the right time in the individual's life can favor workers with better financial planning for the future.