Educação Financeira: Um estudo no contingente de cabos e soldados da Base de Administração e Apoio do Comando Militar do Oeste

Abstract

Learning about Financial Education is to acquire knowledge on a set of information capable of expanding abilities of the use of money, as well as the perception of consumption, in addition to teaching citizens to develop financial control mechanisms, especially nowadays. This article aims to analyze the research results relating to the level of information about personal finances of Corporal and Soldiers from Western Military Command Administration and Support Base, considering that financial problems can cause interference in the social life of the military, as well as reflect in their work performance in the quarters, which illustrates the importance of the theme. The study was based on the inductive method, using descriptive research and a quantitative approach. Survey technical research procedure was applied, with a sample of 331 Corporals/Soldiers, from the years 2014 to 2022. Google Forms with closed questionnaire was used for data collection. According to the survey results: 45,62% of the respondents did not have any knowledge about financial education before joining the Army and, after joining the institution, 59,81%reported that they did not have, in the barracks, any instruction on thematic. A few more than 60% of respondents do not invest their money, but a considerable percentage of respondents use products provided by banking institutions. Nevertheless, almost 25% of respondents did not do price research before purchasing a product, in addition to buying something they already had just because it was on sale, and approximately 20% of respondents made unnecessary purchases. Finally, the study showed that the level of financial education of Corporals/Soldiers can be increased with more guidance on personal finance, particularly, reinforcing the change in consumption patterns so that they do not commit some mistakes demonstrated throughout the research.