MoneyMate: Democratizing Financial Insights via an AI Chatbot on Messaging Platforms

Abstract

This paper presents MoneyMate, an open-source, AI-powered financial chatbot designed to streamline personal finance management through seamless integration with web and Telegram platforms. Leveraging advanced Large Language Models within instant messaging environments, MoneyMate enables intuitive, natural language interactions to deliver personalized financial insights and dynamic reports. The system architecture includes a React-based web dashboard, a Node.js back-end using Prisma ORM, and a PostgreSQL database, all deployed on scalable infrastructure to ensure high reliability and performance. This work contributes by demonstrating a practical integration of LLMs into everyday financial routines and offering a modular, open architecture that can be adapted to similar personal finance applications.