Introdução à Matemática Financeira

Abstract

Esta disserta c~ao aborda os principais conceitos da Matem atica Financeira, tais como: os aspectos hist oricos do dinheiro, dos juros e bancos; a legisla c~ao vigente para o processo de ensino da disciplina na educa c~ao b asica; a fundamenta c~ao te orica, expondo as de ni c~oes, teoremas e propriedades pertinentes ao assunto; e a utiliza c~ao de recursos tecnol ogicos na matem atica nanceira. As ferramentas digitais utilizadas ser~ao o Excel e a calculadora HP 12C, onde objetiva-se a aplica c~ao dos conceitos nanceiros na solu c~ao de problemas do cotidiano. Com o Excel estuda-se os mecanismos de produ c~ao de planilhas eletr^onicas, c alculo de taxa de juros, produ c~ao de tabelas de nanciamentos como SAC e PRICE e constru c~oes de gr a cos; com a HP 12C ser~ao calculados os montantes ou valores futuros, taxas equivalentes, parcelas de nanciamentos e taxa de juros.

ABSTRACT - This dissertation deals with the main concepts of nancial mathematics, such as the historical aspects of money, interest and banks; the current legislation for the discipline of teaching process in basic education; the theoretical foundation, exposing the de nitions, theorems and properties relevant to the subject; and the use of technological resources in nancial mathematics. Digital tools are used Excel and the HP 12C calculator, where the objective is the application of nancial concepts in everyday troubleshooting. With Excel we study the spreadsheet production mechanisms, interest rate calculation, production nancing tables as SAC and the price charts and buildings; HP 12C amounts or future values will be calculated, equivalent rates, loan installments and interest rate.