O ACESSO AO CRÉDITO PRONAMP NO BRASIL: UMA ANÁLISE DAS REGIÕES SUL E SUDESTE

Abstract

The objective of this study was to analyze the rural credit line of the National Program to Support Medium-Sized Producers (PRONAMP), which is a tool of great importance for rural producers across the country, and how it is being distributed between the Southern and Southeastern regions of Brazil. The study also examined the reasons for contracting credits and the benefits this modality offers to rural producers. The release of rural credits supports economic development across the country. Thus, these credit lines are essential for increasing rural investments, financing production costs, acquiring livestock, and boosting productivity in rural areas. PRONAMP offers incentives to promote growth in agricultural activities for medium-sized producers, providing a significant increase in their income and generating employment opportunities. This study was developed through bibliographic research, using the Central Bank of Brazil's database to analyze the amounts allocated to medium-sized producers and identify which regions benefited most in 2021. The results showed that the Southern and Southeastern regions were the most heavily funded through the PRONAMP credit line, highlighting the significance of this rural credit for the development of agribusiness and medium-sized producers in the country. Therefore, it is evident that the National Program to Support Medium-Sized Rural Producers provides various advantages to rural producers, including favorable terms, rates, and other conditions compared to other types of credit. It is crucial for more farmers to have access to this credit, particularly for investment purposes, as it represents a key means of fostering the country’s economic growth.