https://repositorio.ufms.br/handle/123456789/4638 Wed, 15 Apr 2026 03:37:29 GMT 2026-04-15T03:37:29Z https://repositorio.ufms.br/handle/123456789/14138 Título: Finanças pessoais: um estudo sobre conhecimento de discentes do campus CPNA/UFMS Abstract: This study investigated the financial knowledge and behavior of students enrolled in Accounting, Business Administration, Production Engineering, and History at the Federal University of Mato Grosso do Sul (UFMS), Nova Andradina campus. Using a quantitative, descriptive–exploratory approach, we applied a structured questionnaire to 165 students. Data analysis through descriptive statistics revealed that prior exposure to financial education courses was correlated with a stronger conceptual understanding, improved financial planning, and reduced indebtedness. Conversely, the lack of formal financial education was linked to an absence of emergency savings and increased financial fragility. The students overwhelmingly recognized the importance of financial education and supported its mandatory inclusion in the curriculum. The study underscores financial education's role in fostering autonomy and economic citizenship, thereby reinforcing the responsibility of higher education institutions in disseminating this crucial knowledge. Tipo: Trabalho de Conclusão de Curso Wed, 01 Jan 2025 00:00:00 GMT https://repositorio.ufms.br/handle/123456789/14138 2025-01-01T00:00:00Z https://repositorio.ufms.br/handle/123456789/13360 Título: Controle Interno para o pequeno Produtor Rural: Um estudo comparativo no Vale do Ivinhema Abstract: This study aims to analyze the importance of internal control in rural areas, considering generational differences, and the perception of the application of internal controls on the rural properties of three participating families (parents and children). The research used a qualitative and descriptive approach, conducted through semi-structured interviews with six rural producers in municipalities located in the Ivinhema Valley (MS). The results were organized and discussed in three parts, whose statements were analyzed using content analysis techniques, seeking to highlight to the producers that internal control is fundamental for efficiency in the field. Although accounting is not yet present in the daily lives of many, it represents a relevant instrument for decision-making. The results reveal that management practices are based on experience and practical knowledge acquired throughout life, and that internal control is still used in a simple and informal way, but there is an evolutionary movement led by new generations, who demonstrate interest in adopting more structured accounting tools. This transition proves essential, especially in the face of challenges that threaten the sustainability of rural properties, which go beyond productive issues, encompassing financial, climatic, and structural factors. The research contributes to awakening in rural producers the interest in seeking technical knowledge and accounting guidance as a fundamental element for the sustainability, transparency, and decision-making of family farms. Tipo: Trabalho de Conclusão de Curso Wed, 01 Jan 2025 00:00:00 GMT https://repositorio.ufms.br/handle/123456789/13360 2025-01-01T00:00:00Z https://repositorio.ufms.br/handle/123456789/13347 Título: Da Estabilidade à Incerteza: A dinâmica da Gestão Financeira para o pequeno prestador de serviço do Vale do Ivinhema - MS Abstract: Every year, a significant number of professionals transition from formal employment (CLT) to self-employment, a common practice motivated by various reasons. This change poses challenges to self-management and financial planning. The objective of this study is to analyze the dynamics of financial management for small service providers after migrating from CLT to self-employment, considering the mechanisms adopted to ensure the continuity and sustainability of their businesses. The research, using a qualitative and descriptive approach, employed semi-structured interviews with six service providers who had been working for at least one year, and the data were analyzed using content analysis techniques. The results revealed that the pursuit of autonomy and better income are the main motivators, although five of the six interviewees do not engage in prior financial planning, making impulsive decisions and facing income instability and a mix of personal and business finances. Financial management is mostly informal, with basic control practices. Formalization, when present, facilitates access to accounting support, although not everyone has this resource. It is concluded that the sustainability of independent businesses depends on the integration between organized financial behavior and technical knowledge, highlighting the gap between theory and practice and the need for educational programs focused on financial literacy. Tipo: Trabalho de Conclusão de Curso Wed, 01 Jan 2025 00:00:00 GMT https://repositorio.ufms.br/handle/123456789/13347 2025-01-01T00:00:00Z https://repositorio.ufms.br/handle/123456789/13273 Título: USO DE TECNOLOGIAS E AUTOMAÇÃO NO AMBIENTE DA PRESTAÇÃO DE SERVIÇOS DE CONTABILIDADE Abstract: The goal of this research was to identify perceptions of the advantages and disadvantages of using technology and automation in the environment of accounting service providers in the municipality of Nova Andradina – MS. The methodology adopted was a quantitative survey using a semi-structured questionnaire with multiple-choice questions, applied to accountants, accounting entrepreneurs, and accounting staff in local offices. The research results identified that automation is an indispensable tool for the profession, allowing accounting firms to provide services to clients in different regions of the country, and even abroad, expanding the geographic reach of their activities. In the respondents' perception, computerized systems allow for greater efficiency in task execution, contribute to the accuracy of information, compliance with fiscal and managerial deadlines, with a direct positive impact on productivity and error reduction. It was also found that there are challenges in adapting professionals and the need for constant updating in the face of technological innovations. Tipo: Trabalho de Conclusão de Curso Wed, 01 Jan 2025 00:00:00 GMT https://repositorio.ufms.br/handle/123456789/13273 2025-01-01T00:00:00Z